Turrall, Susanne, 2013, A Study of Evidence in Mainstreaming Social Inclusion into Programmes Promoting Agricultural Productivity and Access to Markets among the Rural Poor, Meta-analysis of evaluations, DFID Rapid Desk-Based Review, DFID, London

2.3 Direct actions in communities

2.3.5 Micro finance

Recommendation: 1. Take into account substantial insights that can affect microfinance provision success:

• Provision of a broad range of micro finance products including package with diversified interest rates and loan periods
• Women’s specific finance needs and habits at different life cycle moments and in accordance with their physical mobility opportunities (some are able to be more mobile than others)
• Identification of innovative ways of reaching borrowers, especially in remote, rural areas and/or where they have low educations levels.  E.g. example from Malawi where a biometric smart card is used that enables non-literate customers can open and manage a savings account using only their fingerprints for identification.

Reference: Turrall, Susanne, 2013, A Study of Evidence in Mainstreaming Social Inclusion into Programmes Promoting Agricultural Productivity and Access to Markets among the Rural Poor, Meta-analysis of evaluations, DFID Rapid Desk-Based Review, DFID, London, Collection of projects and insights about: gender and agricultural productivity \ Gender and Access to Markets \ Vulnerable Social Groups Inclusion in several countries.